Rental Car Insurance - TripInsuranceStore.com

Neil, Fort Wayne, Indiana says, ?I saved $300 on my car rental with your CDW insurance.?

You know how it feels when you?re renting a car and they?re nickel & diming you to death with all those extra costs like sales tax, tourist tax, fuel surcharges, $20 ? $30 a day collision damage waiver?? That?s almost as much as you?re paying for the car rental in the first place!

This Car Rental Collision Coverage covers up to $35,000 damage and ?Loss of Use? for your rental car including SUVs and passenger vans (not trucks, not exotic vehicles, not off road vehicles). Coverage may be subject to a deductible.

This Car Rental Collision Coverage does not include Liability or Medical coverage ? it does not cover damage to property or injuries:

• If you?re driving and hit a deer, your car will be damaged, but the deer won?t sue you. Our Rental Car Collision Damage Waiver will pay for:
  1. The rental car?s damage and
  2. Daily ?Loss of Use? charges while the car?s being repaired
• If you?re driving and hit a Police Car (uh-oh), your car will be damaged, the Police Car will be damaged and, at best the Police Officer will just have minor injuriesOur Rental Car Collision Damage Waiver will not pay for the property damage, personal injury nor liability. Either:
  1. Your own Auto Insurance will cover property damage & liability, or
  2. Get property damage and liability coverage from the rental car agency.

Why Is the Car Rental Collision Coverage plan $9 Per Calendar Day & Not $28 A Day? This plan only covers you if you?re going on a scheduled trip with fixed travel dates taking you at least 50 miles from home. Since most accidents happen within 25 miles of home, the risk is lower and that means your cost is lower. Here are the Car Rental Collision Coverage plan highlights: It?s cheap ? $9 per vehicle per day You get $35,000 coverage You can get this any time before you sign the Rental Car Agreement You can not get this when you?re renting an off road vehicle, exotic vehicles or any vehicle registered or licensed as a truck. See the Certificate of Coverage for all excluded vehicles Car Rental Collision Coverage plan except Puerto Rico, Kansas, New Hampshire, Quebec & Texas residents You have to cover all the calendar days you have the car ? even partial calendar days Claims are paid Income Tax-Free ? You aren?t taxed on the benefit received You?re covered from the time you pick up you car to the time you return your car (each calendar day) You can?t be turned down because of your health Loss of use is covered The Travel Guard collision damage waiver coverage, as well as other US-based rental car coverage plans, are currently not honored in Mexico & other countries. Please check with the rental car agency at your travel destination about coverage for your rental car. You can get this collision damage waiver even if your are paying for your car rental with award points You have to be taking a business or pleasure trip and going away from your home city ? not renting a car for local use Coverage is subject to a $250 deductible You & all other drivers listed on the rental agreement must have a US (including APO addresses) or Canada mailing address and live in the US (not Puerto Rico, Kansas, New Hampshire & Texas residents), USVI or Canada (except Quebec) to be eligible for this plan This plan does not cover theft or stolen vehicles National Union Fire Insurance Company of Pittsburgh, PA (A Rated) is the Insurance Underwriter You can use either a credit or a debit card with the online purchase link

Here?s A Example Of How You Will Save Money:

	Rental Car Company?s CDW	Car Rental Collision Coverage
Daily Cost	$28 per 24 hour period	$9 per calendar day
Car Rental Dates	November 1 to November 8
Number of Coverage Days	7 ? 24 hour periods	8 calendar days
Total CDW Cost	$196	$75 ($72 + $3 policy fee)
You Save:	$121 Click here to start saving money today

Order Your Car Rental Collision Coverage Now

Click here to download or read the Certificate of Coverage. After you enter your State or Province, scroll down to ?Renter?s Collision Insurance? and click the ?More Info? button.

Common questions:

Q. Does this coverage include Liability or Medical Coverage?

A. No, coverage is only for damage to the rental car and Loss of Use.

Q. Does this cover me anytime I rent a car?

A. No, coverage is only for use of a rental car while on a trip. ?Trip? means a period of round-Trip travel away from home home to a destination outside the Insured?s city of residence; the purpose of the Trip is business or pleasure and is not to obtain health care or treatment of any kind; the Trip has defined departure and return dates specified when the Insured applies; the Trip does not exceed 180 days; and the Insured?s destination is not to another home.

Q. What proof do I need to furnish showing I went on a trip?
A. The destination is typically listed on the rental car agreement. That is one proof. Another would be any receipt (restaurant, gas or other purchases) while you were away.

Q. Is there a deductible?
A. Yes. The deductible is $250.

Q. My car rental company says I can only purchase coverage through them. Is this true?
A. Relax. If a car rental company refuses to allow you to use this coverage, please feel free to have them contact us toll free for verification.

Q. Does this coverage cover me anywhere I rent a car?
A. No. This plan is available for travel in the United States and most foreign countries except Ireland, Israel, Italy, Jamaica & Mexico. Coverage is not applicable where precluded by law or in violation of the territorial terms of the rental agreement or prohibited by individual merchants. For example, Ireland has some kind of government regulation against foreign insurance.

Q. When does the coverage begin?

A. The coverage begins the first day you get your rental car and ends the day you return the vehicle.

Q. Are my personal items in the car covered if they are stolen?

A. No. Coverage is only for the rental car.

Q. How do I file a claim?
A. Report all claims immediately. Please be sure to report all accidents to the local police and save copies of the police reports and all receipts.

Q. I don?t need $35,000 coverage. Can I get less?

A. Yes, we have the same plan with $10,000 maximum coverage for $7 per calendar day plus the $3 policy fee. Click here to order the $7 per calendar day plan.

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Ready to Purchase? It's easy and safe to purchase online or over the phone - just call Deanna, Becky, Tara or Steve toll free at 1-888-407-3854 (US, Canada) or 507-214-3854.

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PPPS - Even though TripInsuranceStore.com is the world's most informative travel insurance website, you are still responsible to know the coverage terms, conditions, limitations, and exclusions of your plan. No comments or explanations confirm or deny coverage. You need to refer to each plan's policy wording. Click here to get each plan's complete details of coverage.

Source: http://www.tripinsurancestore.com/rental-car-insurance-collision-damage-waiver/

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